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Terms & Conditions 

Disclaimer and General Terms & Conditions of Use

Please read these Terms of Use before using this website or any file published by the author or by Micro Minerva Consultants Limited anywhere on the internet. Wherever the words 'this site', 'site', 'website' or 'web site' are displayed below or anywhere else, they should read 'this site or any file published by the author or by Micro Minerva Consultants Limited anywhere on the internet'.  Furthermore, these Terms and Conditions of Use apply to any file published by the author or by Micro Minerva Consultants Limited anywhere on the internet.

You acknowledge and agree that nothing on this site constitutes investment advice; the contents of this site are for your personal use and enjoyment only, and are not intended for trading purposes. 

All users of this site who complete any form on this site must be at least 18 years old and have reached the adult legal age in their own Country.

Before making any investment or other decisions you should seek professional advice if required and carry out your own independent research and not rely on any information on this site. 

Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any claims or losses of any nature arising directly or indirectly out of any actions taken or not taken in response to anything on this site or your use of (or inability to use) this site.  

Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any claims or losses of any nature arising directly or indirectly out of any actions taken or not taken in response to any links on this site (or the contents of any site linked to this site) or your use of (or inability to use) any links on this site.  

We do not accept liability for any error, omission, delay or for any reliance placed by any person or organisation on the contents of this site.  At any time and without notice we may change or delete anything on this site including any of these terms and conditions. 

At any time and without notice we may stop updating this site.  Any links to or from this site are for information only and we accept no liability whatsoever for your use of (or inability to use) any such links.  

You acknowledge and agree that all rights including but not limited to intellectual copyright and proprietary rights of the contents of this site shall remain the property of Micro Minerva Consultants Limited. 

Any reproduction, redistribution or transmission of the contents of this site, including publishing it in whole or in part, or publishing any report, charts or calculations derived from it, on the internet or in any other public forum in any shape way or form is illegal and strictly prohibited without written permission from Micro Minerva Consultants Limited.  

The contents of this site are provided to you without any warranty of any kind; use of this site and its contents are at your own risk.  We reserve the right to limit, suspend or terminate any of our services at any time without notice.  However, if we did so we shall return 'unused' portion of any subscription fees paid by you.  

Micro Minerva Consultants Limited reserve the right to change, add or remove any of the terms and conditions without notice.  Users of this Site should read these Terms and Conditions to check for any changes from time to time.


Specific Terms and Conditions  (Please also read these as they may be applicable)

LIVE Spreadsheets, Technical Analysis files and Charts files Published Anywhere on the Internet
Charts Services
A to Z BizLists (Lists of Businesses - Worldwide)
Buying Azmat*
Attending Our Seminars
Online Tutors

Online Students
Candlestick Charts for non-UK Stocks and Indices

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Y
our use of this site constitutes acceptance of all our terms and conditions; if this is not acceptable, we respectfully suggest that you do not use this site. 


LIVE Spreadsheets, Technical Analysis files and Charts files Published Anywhere on the Internet
All information including data that is delayed by at least 15 minutes, charts and results of calculations are provided "as is" for informational purposes only, and are not intended for trading purposes or advice.

In the American Depositary Receipt ( ADR ) lists, we have included only those ADRs where we could find valid ADR details; the displayed 'Number of stocks in 1 ADR' is our interpretation of ADR ratio.

We do not guarantee accuracy and you must do your own research and seek professional advice if necessary, before dealing in any securities including stocks, shares and ADRs.

Note: Incoming data and any calculations based on them are delayed by at least 15 minutes in any file where access is provided FREE. This is because, to the best of our knowledge and belief, ALL data providers in the world including stock exchanges charge for providing access to LIVE share prices data that is seconds old. Furthermore, they charge by the number of users who have access to LIVE data.

Paying-Customers might be able to have a file that is updated every few seconds with no delay in incoming data. If you are interested in becoming a Paying-Customer please either complete our ‘Charts Registration of Interest Form’ or send us an e-mail stating full name of the file, what you would be prepared to pay per user and the number of users. We will let you know via email, or by displaying a message on the file itself, whether there is sufficient demand and also whether it is technically possible to update that file every few seconds.

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Charts Services  -   Please read more terms and conditions that are applicable to Charts Services (further down this page).

By continuing to use this website or any file that is published by the author or by Micro Minerva Consultants Limited anywhere on the internet, you confirm that you agree with our Terms of Use.



A to Z  BizLists  (Lists of Businesses - Worldwide)
If you want to List your Business or Company on this site, please read the following BEFORE completing the Registration Form

All persons completing the registration form must be at least 18 years old and have reached the adult legal age in their own country.

The person completing the registration form for a company must either be a legal representative of that company or has been authorised by a legal representative of that company, to complete the registration form on behalf of that company. 

Individual business owners must themselves complete the registration form for their own business.  The registration form must not be completed on behalf of another individual or business.

All persons completing the registration form confirm that they have read and agree with all the terms and conditions before supplying any details to us about themselves or their businesses for displaying on the website.  They further confirm that all the information supplied to us is to the best of their knowledge and belief true, complete and accurate.

All persons completing the registration form give their consent to us to keep and display on our website all the information that they have supplied.  Currently we do not intend to display on our website the e-mail address or full postal address. 

All persons completing the registration form agree to allow us to edit and display their information on our website.  They further confirm that they are responsible for all the information about themselves or their companies that is displayed on this site. 

Neither Micro Minerva Consultants Limited nor any of its representatives guarantee that businesses or companies listed on this site will receive any enquiries from potential clients or customers. 

Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any claims or losses of any nature arising directly or indirectly out of any actions taken or not taken in response to anything on this site or your use of (or inability to use) this site.  

Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any claims or losses of any nature arising directly or indirectly out of any actions taken or not taken in response to any links on this site (or the contents of any site linked to this site) or your use of (or inability to use) any links on this site.  

We reserve the right not to accept any business or company or to edit or remove any or all details about any business or company from one or more lists, without giving any reason. 

All businesses and companies listed on this site and all site users use this site at their own risk.

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Buying Azmat*
If you are interested in buying Azmat*  when it is released for sale, please read the following:-

1. 
Please read the information provided on this website about AZMAT System and decide for yourself whether or not Azmat* is worth the price at which it is being offered to you.

2.  If we have an arrangement with another company or organisation to sell Azmat* on our behalf, we will list the names of those companies or organisations on this website.

3.  From the website of any company or organisation that has been authorised to sell Azmat* on our behalf, there should be at least one link to this website and a message asking you to visit this website to read information about AZMAT System before making a decision to buy Azmat*.

4.  When you buy Azmat* you are buying a non-exclusive, non-transferable licence to use AZMAT System for own educational purposes.

5. AZMAT System software is licensed, not sold. The licence only gives you some rights to use the software.  Micro Minerva Consultants Limited reserve all other rights.

6.  You may install and use the software on one PC only.

7.  You may make one backup copy of the software media.  You may use it only to reinstall the software.

8.  You may not sell AZMAT System software.


Azmat*  a non-exclusive, non-transferable licence to use AZMAT System for own educational purposes



Attending Our Seminars
If you want to attend any of our Seminars, please read the following BEFORE completing the Seminars Registration Form

Please read the information regarding our courses (Seminars link in the left-hand column)  and decide for yourself whether or not these courses are suitable for you before you register for any of our courses. 

We will only ask you for payment when we can offer you a place on a seminar within seven days, so please make the payment only if you are ready to join the first seminar within seven days.  As we would have already allocated a place for you on a seminar, we do not offer a refund unless the payment was made in error. 

Once you have paid the subscription fees and we have supplied the password and details of how to join the seminars via the web, the fees are non-refundable even if you did not attend the seminars either in full or in part. We can, however, offer a place on the next available seminar at no extra cost to you if you missed one or two seminars (please contact us via e-mail within seven days of missing a seminar). 

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Online Tutors
If you want to join any List of Online Tutors, please read the following BEFORE completing the Online Tutors Registration Form

All tutors who are in any list of Online Tutors on this site must be at least 18 years old and have reached the adult legal age in their own country.

All tutors confirm that they have read and agree with all the terms and conditions before supplying any details to us about themselves for displaying on the website.  They further confirm that all the information supplied to us is to the best of their knowledge and belief true, complete and accurate.

All tutors give their consent to us to keep and display on our website all the information that they have supplied.  Currently we do not intend to display on our website your e-mail address, telephone number or full address (only City and Country). 

All tutors agree to allow us to edit and display their information on our website.  The tutors are responsible for all the information about themselves that is displayed on this site. 

Neither Micro Minerva Consultants Limited nor any of its representatives guarantee that tutors will receive any enquiries from potential students. 

Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any claims or losses of any nature arising directly or indirectly out of any actions taken or not taken in response to anything on this site or your use of (or inability to use) this site.  

Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any claims or losses of any nature arising directly or indirectly out of any actions taken or not taken in response to any links on this site (or the contents of any site linked to this site) or your use of (or inability to use) any links on this site.  

All tutors agree to negotiate fees, receive payments and communicate directly with the students (or parent, guardian or teacher contacting a tutor on behalf of students under 18 years of age) after receiving contact details from us.  Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any non-payment to tutors or losses of any nature.

We reserve the right not to accept any tutor or to edit or remove any or all details about any tutor from one or more lists, without giving any reason. 

All tutors and students (or parent, guardian or teacher contacting a tutor on behalf of students under 18 years of age), use this site at their own risk.

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Online Students
If you want to contact any Online Tutor from this site, please read the following BEFORE completing the Online Students Enquiry Form

All students (or parent, guardian or teacher contacting a tutor on behalf of students under 18 years of age), must themselves be at least 18 years old and have reached the adult legal age in their own country.

All students (or parent, guardian or teacher contacting a tutor on behalf of students under 18 years of age), confirm that they have read and agree with all the terms and conditions before contacting a tutor.  They further confirm that all the information supplied to us is to the best of their knowledge and belief true, complete and accurate. 

All students (or parent, guardian or teacher contacting a tutor on behalf of students under 18 years of age), give their consent to us to send their contact details to tutors. 

Neither Micro Minerva Consultants Limited nor any of its representatives guarantee that a tutor will contact a student. 

We reserve the right not to accept any student enquiries or not to pass those details to tutors, without giving any reason. 

Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any claims or losses of any nature arising directly or indirectly out of any actions taken or not taken in response to anything on this site or your use of (or inability to use) this site.  

Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for any claims or losses of any nature arising directly or indirectly out of any actions taken or not taken in response to any links on this site (or the contents of any site linked to this site) or your use of (or inability to use) any links on this site.  

All students (or parent, guardian or teacher contacting a tutor on behalf of students under 18 years of age) agree to negotiate fees, make payments and communicate directly with the tutors after completing the
Online Students Enquiry Form.  Neither Micro Minerva Consultants Limited nor any of its representatives shall be liable for losses of any nature.

All tutors and students (or parent, guardian or teacher contacting a tutor on behalf of students under 18 years of age), use this site at their own risk.

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Charts Services
If you are subscribing to any of our Charts Services, please read the following BEFORE completing the Charts Registration Form

Although we take closing stock prices and indices levels and other information about stocks and shares from sources believed to be reliable and make every reasonable effort in our calculations, we do not guarantee or represent that the contents of this site are accurate, complete or up-to-date.  

Before we use stock prices in our calculations and charts, we attempt to compare prices of a large number of stocks from several sources where possible.  Only when prices from two or more sources agree, particularly for UK stocks, that we begin our calculations and prepare charts.  

If a stock is identified in the Big Move column of a Group Sheet, please check independently to ensure that the big difference in price from the previous close is not due to any stock split, scrip, consolidation or rights issue.
 


Occasionally due to technical reasons or problems at the data source companies, we can not verify closing prices for UK stocks or indices from at least two separate sources which agree.  On such occasions we would either 

a)   update using latest prices prior to market close, if they are available -  or 

b)   not update till the following morning GMT when we are able to check closing prices for the previous day with two or more different sources that agree, or 

c)   update using the latest prices available on the following morning GMT, instead of the previous day's closing prices.  



Occasionally due to technical reasons or problems at the data source(s), we can not obtain closing prices for non-UK stocks or indices.  On such occasions we would either 

a)   update using latest prices prior to market close, if they are available -  or 

b)   not update till the following day when we are able to obtain closing prices for the previous day, or 

c)   update using the latest prices available on the following day, instead of the previous day's closing prices.  



On occasions when we have used temporary prices, we shall of course attempt to update our database as soon as possible with the correct closing prices (over-writing any temporary prices). 

Thus, the effect of using any temporary prices (instead of the closing prices) should also be temporary and affect calculations and charts for that day only. 

Note that the date of the last price used in calculations is always displayed at the top of each chart and data sheet.  In general, that date almost always refers to the closing price. 


Please note that the technical indicators mentioned on this site are only an example of what our system analyses daily, for each stock. 

Where it is stated that certain signals' lines are possibly about to cross, please note that those assumptions are based upon certain stock price patterns and if the stock price continued to move (or not move) in a similar manner as the recent past. 

There is no guarantee that the stock price will move (or not move) in any given direction. 


All our calculations are based upon historic closing prices and any stocks (or other financial instruments) selected by our system should be taken neither as recommendation of any kind whatsoever nor an invitation to trade (or not trade) them.


Please note that our site is 'hosted' by a web-hosting company and sometimes due to circumstances beyond our control we might only be able to update the site either partially or not at all. 

There are two aspects involved in getting this site updated daily - the first is whether we have prepared the charts and the second is whether those charts could be transferred from our computers to this site. 

We are dependent on the web-hosting company to provide us with a reliable service in order to transfer our charts to this site daily.  If we could not update this site due to technical problems at the web-hosting company, we will of course attempt to update it as soon as possible.  When looking at a chart or data sheet please check the date of preparation.  

Although we aim to update this site daily with latest charts and data sheets before the relevant stock market opens, we do not guarantee to do so. 

When closing indices levels or closing prices for certain stocks are either not available for a variety of reasons or their accuracy can not be verified from different sources within a short time, we might have no option but to exclude those indices or stocks from the analysis that day. 

However, as soon as the missing data is available, probably by the next day, they will be included in the analysis.  

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Candlestick Charts for non-UK Stocks and Indices, please note that the week may not represent a typical 'Monday to Friday' week, though a week should normally still represent 5 working days. 

For UK Stocks and Indices, please note that the week does represent a typical 'Monday to Friday' week; the week begins on a Monday and ends on a Friday unless there is a bank holiday in the UK. 


By continuing to use this website or any file that is published by the author or by Micro Minerva Consultants Limited anywhere on the internet, you confirm that you agree with our Terms of Use.



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Terms & Conditions
Please always note the Date of Preparation of a Chart or Data sheet. 


A to Z  BizLists,  AZMAT System   Copyright ©  1997-2017  Micro Minerva Consultants Ltd.   All Rights Reserved.